Cogent’s Benefits Summary

So, here’s the standard caveat: all of the benefits listed below are accurate at the time of their publishing and are subject to change. Now, keep reading.

Cogent offers its employees a broad range of medical plans, from affordable high-deductible health plans to feature-rich, low-deductible PPOs, to provide employees flexibility and choice. However, Cogent’s benefits reach beyond medical by offering comprehensive plans that include vision, dental, life, and disability, and other voluntary benefits, matching the offerings of the largest U.S. companies. Here’s a sampling of our current benefits offerings:

Dental and Vision Benefits

  • Choice of dental plans
  • Choice of vision plans

Life and Accident Insurance

  • Short- and long-term disability (STD & LTD)
  • Basic life and accidental death and dismemberment (AD&D)
  • Supplemental life and AD&D
  • Supplemental term life insurance

Tax-Advantaged Accounts

  • Health care flexible spending account
  • dependent day care flexible spending account
  • Health savings account
  • Health reimbursement account
  • Commuter (parking, public transportation, and bicycle) spending accounts

Voluntary Benefits for Employees

If an employee elects any of the following benefits, employees pay full cost for these:

  • MetLife voluntary benefits: group variable universal life, group legal services, banking services, pet insurance, group home and auto insurance
  • AFLAC insurance benefits: personal accident indemnity, personal cancer indemnity, personal hospital protection, specified health event, supplemental dental program, CareAssist

Included Benefits for Employees

  • Employee Assistance Program (EAP)
  • Credit Union
  • Discounted shopping and entertainment